Financing and Layaway

Mega Furniture offers a number of ways for our clients to pay for their purchases. We of course accept: Credit card ( Visa, Mastercard, Discover), Cash, Personal Check (at our home store), Financing, Layaway

If you don’t have the cash available to make your purchase, no problem, we have lots of programs to assist you!

Financing Option 1 - Synchrony

https://s3.amazonaws.com/websites.retailcatalog.us/2203/mm/sync.png

Synchrony credit card gives you the flexibility to pay for your in-store purchases over time while you enjoy your new furniture now.

As a synchrony card-holder, you'll enjoy these benefits:

  • Convenient monthly payments
  • A revolving line of credit for your future furniture needs
  • Special promotional offers where available, including no-interest and reduced rate interest plans
  • No annual fee and no prepayment penalties
  • An easy-to-use online bill payment option

 

 

Financing Option 2 - West Creek 

west-creek banner

West Creek Offers Fast And Easy Payment Option – No Credit Needed

High Approval Rates:

With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.

No Hidden Fees:

This affordable payment option has no hidden fees. Once you sign the contract, a $40 initial payment will be deducted electronically. Then your payments will be automatically withdrawn from your checking account on paydays. Payments are 16.25% of the invoice per month for 12 months. For example, if your invoice amount is $1,000 and you get paid bi-weekly, your payment will be $75 every payday for 26 payments.

90-Day Purchase Option Or Early Buyout:

And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $40 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 64% of the remaining balance on the lease.

Requirements

Photo ID

Social Security Number, government ID or ITIN#

Debit card with an initial payment of $40

Checking account

$1,000 a month income